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Udyat Technologies
Integration
Compliance and regulation

Aadhaar and PAN verification, integrated

Verification that takes seconds instead of days, and stores evidence rather than documents.

Identity verification is a solved problem technically. What determines whether it is done well is what you store afterwards, and what you deliberately do not.

Typical timeline: Live in 4–6 weeks

How it works

Store the evidence, not the document

ConsentCaptured firstVerificationAgainst the sourceEvidenceResult, not the scan
The safest identity document is the one you never stored.
You are probably here because

These are the signs this is worth doing

If several of these are true, this is usually where the fastest return sits.

Onboarding stalls for days while documents are checked by hand.
Scanned ID documents are stored in a shared folder or an email inbox.
You cannot evidence that consent was taken before verification.
Verification results are not stored, so checks get repeated.
Manual checking means fraudulent documents occasionally get through.

Verifying that a PAN is valid, that a bank account belongs to who it should, or that an Aadhaar-linked identity is genuine is now routine. Providers exist, the interfaces are stable, and a verification takes seconds.

The engineering is not where projects go wrong. They go wrong on what gets stored, and on whether consent was properly captured before the check ran.

Store the evidence, not the document

The instinct is to keep a copy of everything — scanned Aadhaar, PAN card image, address proof, all in a folder. That instinct creates a liability that grows with every customer, and Aadhaar in particular carries specific restrictions on what may be stored and by whom.

The better design stores the result rather than the raw document: that a check was performed, against which provider, at what time, with what reference, returning what outcome, on the basis of consent captured in a recorded form. That is what an auditor or regulator actually asks for. It is also dramatically less damaging if you are ever breached.

Where a document genuinely must be retained, it is encrypted, access-controlled, retention-limited, and masked in every view that does not require the full value. Which fields those are is a decision to make deliberately, in writing, before building — not one to discover later.

What we build

  • Consent captured and recorded before any verification is attempted, with the wording shown.
  • Verification through your chosen provider, with results stored as evidence rather than as documents.
  • Masking wherever identifiers are displayed, with full values behind a permission and a log.
  • Retry and fallback handling, since verification services are not always available.
  • A complete audit trail: who verified, when, on what basis, with what result.
  • Retention rules that expire what should not be kept indefinitely.

Where this pays back

Onboarding time

Days of manual document checking become seconds of automated verification, which changes conversion as much as it changes cost.

Fraud

Forged documents that pass a visual check do not pass an API verification against the issuing source.

Audit

Evidence exists as a queryable record rather than being reconstructed from a folder of scans when someone asks.

Breach exposure

Not holding a warehouse of identity documents is the single most effective control available to you.

The safest identity document is the one you verified and never stored.

When this is not worth doing

We would rather tell you now than three weeks into a project. This work is usually the wrong call if any of the following describes you.

  • Low-volume onboarding where manual checking is genuinely adequate and not delaying anyone.
  • Businesses without a lawful basis for collecting identity data. Verification capability is not a reason to start collecting it.
  • Anyone hoping to build an identity database. That is the opposite of the design here, and it is the wrong side of both the risk and the law.
What this touches

The systems involved

We integrate rather than replace wherever it makes sense. These are the systems this work most commonly touches.

Aadhaar verification APIs (offline XML, and licensed online where applicable)PAN verification APIsBank account penny-drop verificationDigiLockerOnboarding and core systems
FAQ

eKYC integration — questions we get asked

Can we store Aadhaar numbers?

There are specific restrictions on storage and on who may perform which kinds of Aadhaar authentication, and they depend on your entity type and use case. This is a question for your legal adviser before it is an engineering one — and in most designs the right answer is to store the verification evidence rather than the identifier.

Which provider should we use?

We are not tied to one. The choice usually comes down to which checks you need, coverage, pricing at your volume, and support quality. We will integrate with your choice or help you compare them.

What if the verification service is down?

The flow degrades to a queued or manual review path rather than blocking onboarding entirely, with the pending state visible so nothing is silently stuck.

Industries

Where this comes up most

The sectors where we most often do this work, and where the payback is usually clearest.

Next step

Thinking about ekyc integration?

Start with a short conversation. We will tell you honestly whether this is the right place to begin, or whether something else pays back faster.